Insurance
![1.Travelling by car and auto insurance: 5 things you need to know](http://picolio.auto123.com/auto123-media/articles/2017/5/63632/200299945-001en.jpg?crop=0,358,3864,2170&scaledown=450)
1.Travelling by car and auto insurance: 5 things you need to know
Do you often travel by car outside Quebec? To avoid hassles, it’s always better to be prepared and make sure your auto insurance coverage is adequate before you hit the road!
![Access to car insurance](http://picolio.auto123.com/auto123-media/articles/2014/4/58842/138146946fr.jpg?scaledown=450)
Access to car insurance
In all provinces of Canada, it is mandatory for motorists to be insured against damages caused to other parties in the event of a road accident.
![Age-appropriate car insurance: Understand its importance now with Auto123](http://picolio.auto123.com/auto123-media/articles/2023/12/71029/assurance_auto_-_laquelle_choisirfr.jpg?crop=6,3,1012,568&scaledown=450)
Age-appropriate car insurance: Understand its importance now with Auto123
![Bundling your insurance pays!](http://picolio.auto123.com/auto123-media/articles/2022/10/69729/Promutuel auto Insurance 1500x830en.jpg?scaledown=450)
Bundling your insurance pays!
Have you ever thought about combining your different insurance policies with the same insurer? It could save you a lot of money!
![Calculating insurance premiums](http://picolio.auto123.com/auto123-media/articles/2014/4/58839/83110634fr.jpg?scaledown=450)
Calculating insurance premiums
The cost of your car insurance in Canada is determined by several factors. When you obtain a new insurance plan, your insurer takes these factors as they pertain to you and your...
![Car insurance in Canada](http://picolio.auto123.com/auto123-media/articles/2014/4/58838/4834909-1526x2289fr.jpg?scaledown=450)
Car insurance in Canada
In Canada, all provinces require that their residents who operate a motorized vehicle obtain insurance for damages to other parties.
![Car insurance lexicon](http://picolio.auto123.com/auto123-media/articles/2014/4/58860/lexiquefr.jpg?scaledown=450)
Car insurance lexicon
Car insurance lexicon
![Car Insurance Myths: Separating Fact from Fiction!](http://picolio.auto123.com/auto123-media/articles/2016/8/62657/ssqfren.jpg?scaledown=450)
Car Insurance Myths: Separating Fact from Fiction!
Here’s a short true-or-false car insurance exercise that should clear some things up for you.
![Car insurance plays a fundamental role in the lives of drivers](http://picolio.auto123.com/auto123-media/articles/2003/2/43502/ford_focus_723en.jpeg?crop=0,0,4094,2299&scaledown=450)
Car insurance plays a fundamental role in the lives of drivers
In a previously reported plan to join forces more closely with partners Mitsubishi Motors Corp. and Hyundai Motor Co. the Chrysler group outlined plans for its new small engine ...
![Car theft in Canada](http://picolio.auto123.com/auto123-media/articles/2014/4/58845/459079421fr.jpg?scaledown=450)
Car theft in Canada
Car theft is a serious problem in Canada, and one that entails a cost for everyone. In fact, if you are a car owner, approximately 10% of your insurance premium is due to theft ...
![Distracted at the wheel: Danger!](http://picolio.auto123.com/auto123-media/articles/2014/4/58848/180036964fr.jpg?scaledown=450)
Distracted at the wheel: Danger!
Nous avons souvent tendance à sous-estimer le problème de la distraction au volant lorsqu'il est question de sécurité routière.
![F1: McLaren in contact with Sergio Perez for 2013](http://picolio.auto123.com/art-images/147663/f1-sergio-perez-face-main.jpg?scaledown=450)
F1: McLaren in contact with Sergio Perez for 2013
Martin Whitmarsh makes contacts with the Mexican driver and Carlos Slim to explore a potential replacement for Lewis Hamilton.
![GP2: Pantano vs. Senna in season's finale](http://picolio.auto123.com/art-images/101103/gp2.jpg?scaledown=450)
GP2: Pantano vs. Senna in season's finale
The 2008 GP2 Series title could have been wrapped up last weekend in Spa... But fate and racing have decided that once again, for the fourth year in a row, the championship will...
![Green cars help you save](http://picolio.auto123.com/auto123-media/articles/2014/4/58835/Mitsubishi-iMiev-2012_029fr.jpg?scaledown=450)
Green cars help you save
The number of electric and hybrid cars in the Canadian market is slowly but surely on the rise. In fact, recent years have seen a number of Canadian car manufacturers bring elec...
![How car insurance works](http://picolio.auto123.com/auto123-media/articles/2014/4/58837/Documentationfr.jpg?scaledown=450)
How car insurance works
In many respects, insurance for your car works pretty much the same as it does in any other category of insurance. Large numbers of insured people pay premiums into plans, which...
![How To Save Money On Car Insurance: 10 Tips](http://picolio.auto123.com/auto123-media/articles/2016/2/61917/91284651en.jpg?crop=0,169,3213,1804&scaledown=450)
How To Save Money On Car Insurance: 10 Tips
Owning a car isn’t cheap, but there are ways to save on the car insurance you need. The following tips, compiled by Kanetix.ca, will help you save money and keep your car insura...
![Ignition interlock systems](http://picolio.auto123.com/auto123-media/articles/2014/4/58849/95722977fr.jpg?scaledown=450)
Ignition interlock systems
To help fight back against the serious problem of car theft in Canada, the Insurance Bureau of Canada offers a comprehensive theft-deterrence program. Among other recommendation...
![In Quebec, Who Is at Fault in the Event of an Accident?](http://picolio.auto123.com/auto123-media/articles/2016/10/62851/Auto_123_Accident3-atedrafr.jpg?crop=26,0,985,553&scaledown=450)
In Quebec, Who Is at Fault in the Event of an Accident?
Demystify the world of car insurance and learn how car insurance claims are handled in the province of Quebec.
![Insuring a new vehicle](http://picolio.auto123.com/auto123-media/articles/2014/4/58833/occasion_04fr.jpg?scaledown=450)
Insuring a new vehicle
Looking to buy a new vehicle? Take a moment to review these tips regarding new car insurance before you set out to purchase your next vehicle.
![Insuring a used car](http://picolio.auto123.com/auto123-media/articles/2014/4/58834/108535823fr.jpg?scaledown=450)
Insuring a used car
Choosing insurance for a used car is not very different from insuring a new vehicle. The type of vehicle you choose will be just as influential in determining your insurance rates.
![Lending or borrowing a car?](http://picolio.auto123.com/auto123-media/articles/2014/4/58847/105940480fr.jpg?scaledown=450)
Lending or borrowing a car?
There is often confusion surrounding the issue of whether you are insured when you borrow a car or lend out your car.
![Making a complaint against your insurance company](http://picolio.auto123.com/auto123-media/articles/2014/4/58843/78631104fr.jpg?scaledown=450)
Making a complaint against your insurance company
A number of organizations and resources are available to Canadian consumers who have made a complaint against their insurance company and are not satisfied with the ruling they’...
![Reduce the cost of your car insurance: 6 tips](http://picolio.auto123.com/auto123-media/articles/2014/4/58841/95616157fr.jpg?scaledown=450)
Reduce the cost of your car insurance: 6 tips
There are a number of ways that you can reduce the cost of your car insurance. First and foremost, your driving record is highly influential in determining your insurance premiums.
![Repair or replace?](http://picolio.auto123.com/auto123-media/articles/2014/4/58853/occasion_10fr.jpg?crop=137,195,2266,1272&scaledown=450)
Repair or replace?
This section explains how insurers determine whether to repair or replace a vehicle after a car accident.
![Responsibility in Case of a Road Accident](http://picolio.auto123.com/auto123-media/articles/2014/4/58850/13720113-1619x2159fr.jpg?scaledown=450)
Responsibility in Case of a Road Accident
How Canadian car insurance companies and determine responsibility in the event of a road accident can seem like a mysterious process. In truth, calculation of responsibility for...
![Secrets of Car Insurance as Explained by CAA-Quebec](http://picolio.auto123.com/auto123-media/articles/2017/10/64036/96268994en.jpg?crop=11,245,3842,2158&scaledown=450)
Secrets of Car Insurance as Explained by CAA-Quebec
Here are eight car insurance secrets that insurance agents and brokers likely prefer keeping for themselves – in other words, things you won’t hear them say… unless you ask the ...
![Submitting a claim](http://picolio.auto123.com/auto123-media/articles/2014/4/58852/77832591fr.jpg?scaledown=450)
Submitting a claim
Need to submit a car insurance claim in order to get indemnified for property damage or personal injury? It’s important to contact your insurer as soon as possible!
![The 15 Car Insurance Myths Unveiled](http://picolio.auto123.com/auto123-media/articles/2016/2/61945/459079421fr.jpg?crop=0,0,5615,3154&scaledown=450)
The 15 Car Insurance Myths Unveiled
The following myths, compiled by Kanetix.ca, will help you sort what’s fact and what’s fiction in the world of car insurance.
![The ABCs of car insurance](http://picolio.auto123.com/auto123-media/articles/2014/4/58856/Documentationfr.jpg?scaledown=450)
The ABCs of car insurance
Finally, you are now in possession of your vehicle! But before taking the road, you need some insurance! In Quebec, you can't drive legally if your vehicle is not insured.
![The accident report and the joint report](http://picolio.auto123.com/auto123-media/articles/2014/4/58851/Constatfr.jpg?crop=298,557,423,237&scaledown=450)
The accident report and the joint report
When it comes to filling out an accident report, no province other than Quebec requires you to fill out and submit a specific document to your insurer. However, in the event of ...
![The APA and W5 are at it again](http://picolio.auto123.com/art-images/142641/APA-W5-CTV-Used-Cars-main.jpg?scaledown=450)
The APA and W5 are at it again
Last weekend, W5 aired the now famous (or is that infamous) used car investigation results.
![The car insurance contract](http://picolio.auto123.com/auto123-media/articles/2014/4/58840/200477686-001fr.jpg?scaledown=450)
The car insurance contract
A car insurance contract is simpler to understand than you might think. The insurance contract generally consists of three sections: civil liability, property damage and persona...
![Tips before buying a car](http://picolio.auto123.com/auto123-media/articles/2014/4/58844/occasion_05fr.jpg?scaledown=450)
Tips before buying a car
Whether it’s new or used, a car represents an important purchase. Before buying a car and car insurance to go with it, don’t hesitate to get the information you need from insure...
![Updating your car insurance](http://picolio.auto123.com/auto123-media/articles/2014/4/58836/82557016en.jpg?scaledown=450)
Updating your car insurance
To avoid any possibility of litigation or confusion with your insurance company, it is important to update your car insurance policy whenever your personal situation changes. Wh...
![Useful resources and links](http://picolio.auto123.com/auto123-media/articles/2014/4/58854/Ressourcesfr.jpg?crop=1070,1480,1560,876&scaledown=450)
Useful resources and links
Consult these useful resources and links to do with car insurance in Canada and in each of its provinces.
![Vehicle Modification: Regulations and Insurance](http://picolio.auto123.com/auto123-media/articles/2019/12/66542/bigstock-Dubai-Uae--November------272318296fr.jpg?crop=0,264,3008,1690&scaledown=450)
Vehicle Modification: Regulations and Insurance
SAAQ is responsible for ensuring that the vehicles on our roads are safe. To that end it develops and enforces regulations regarding what can and can’t be modified on passenger ...
![Winter Tires](http://picolio.auto123.com/auto123-media/articles/2014/4/58846/179753679fr.jpg?scaledown=450)
Winter Tires
Winter tires can help keep your car insurance costs down in the long term. Winter tires are specially designed to perform better and more efficiently on snow and ice, reducing t...